The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

  • Legal Notice
  • All notices from Brookshire Advisory and Research, Inc. ("Brookshire") to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to Brookshire Advisory and Research, Inc. shall be made either by e-mail, sent to the address we provide on our Web site, or first class mail to our address at:

    19624 Governors Highway, Suite 5
    Flossmoor, Illinois 60422

    Delivery shall be deemed to have been made by You to Brookshire Advisory and Research, Inc. five (5) days after the date sent.


  • Copyright
  • All content appearing on this Web site is the property of:

    Brookshire Advisory and Research, Inc.
    19624 Governors Highway, Suite 5
    Flossmoor, Illinois 60422

    Copyright © 2009-2010 Brookshire Advisory and Research, Inc. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2009-2010 Brookshire Advisory and Research, Inc. All rights reserved.


  • Use Of Site
  • This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. Brookshire Advisory and Research, Inc. and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Brookshire Advisory and Research, Inc. believes that customer conduct violates applicable law or is harmful to the interests of Brookshire Advisory and Research, Inc. and its subsidiaries.


  • Privacy Policy
  • Brookshire Advisory and Research, Inc. use of personal information that you may submit to Brookshire Advisory and Research, Inc. through this Web site is governed by the Brookshire Advisory and Research, Inc. Privacy Policy.

    BROOKSHIRE ADVISORY AND RESEARCH, INC. PRIVACY POLICY

    Brookshire Advisory and Research, Inc. strives to offer its visitors the many advantages of Internet technology and may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. Brookshire pledges to hold all information you provide to us in absolute privacy and will never share, sell, barter, or rent your email address to any unauthorized third party.

    HOW WE GATHER INFORMATION FROM USERS:
    How Brookshire collect and store information depends on the page you are visiting, the activities in which you elect to participate, and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or when you make a purchase.

    Like most Web sites, Brookshire also collects information automatically and through the use of electronic tools that may be transparent to our visitors. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site's features according to your preferences.

    WHAT WE DO WITH THE INFORMATION WE COLLECT:
    Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

    Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

    We may use Personally Identifiable Information collected by Brookshire to communicate with you about your registration and customization preferences, services and products offered by Brookshire, and other topics we think you might find of interest. Personally Identifiable Information collected by Brookshire may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, and other communications with you.

    Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge, or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, or to law enforcement authorities whenever we deem it appropriate or necessary, or both. Please note we may not provide you with notice prior to disclosure in such cases.

    AFFILIATED SITES, LINKED SITES, AND ADVERTISEMENTS:
    Brookshire Research and Advisory, Inc. expects its partners, advertisers, and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates, and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to certain content that is actually created or hosted by a third party. Also, through Brookshire you may be introduced to, or be able to access, information or Web sites offered by other parties. Brookshire is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

    CHILDREN:
    Brookshire does not knowingly collect or solicit Personally Identifiable Information from or about persons under the age of eighteen (18). Our web sites are not designed to attract or encourage viewing by children.

    CHANGES TO THIS POLICY:
    Brookshire Advisory and Research, Inc. reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.


  • Warranties
  • The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any products, programs, offerings, or technical information described in this Web site. Brookshire Advisory and Research, Inc. makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, offensive, or may not meet your needs and requirements.

    Brookshire Advisory and Research, Inc. SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THESE WEB PAGES AND CONTENT. IN NO EVENT WILL Brookshire Advisory and Research, Inc. BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


  • Return Policy
  • You may purchase merchandise from this Web site by using any one of the payment options listed in the site's Payment Options page. Brookshire Advisory and Research, Inc. reserves the right to change its payment procedures at any time without prior notice to you. Given the nature of the downloadable file format of Brookshire's research products, all sales are considered "final." If a purchased research report does not download or the file is corrupt, upon notification by the customer, Brookshire Advisory and Research, Inc. will attempt to resolve the situation as quickly as reasonably practical by sending the product as an e-mail attachment to the customer.


  • Store Hours
  • Customer service is available as defined on the Contact Us page of this Web site.


  • Miscellaneous
  • VOID WHERE PROHIBITED:
    Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. Brookshire Advisory and Research, Inc. and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.

    GOVERNING LAW:
    This Policy and the use of this Site are governed by Illinois law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in Chicago, Illinois. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

    If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration in Chicago, Illinois, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

    Brookshire Advisory and Research is controlled, operated, and administered entirely within Illinois. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

    MISCELLANEOUS:
    The Terms and Conditions constitute the entire agreement between you and Brookshire Advisory and Research, Inc. with respect to this Web site. The Terms and Conditions supercede all prior or contemporaneous communications and proposals, whether electronic, oral. or written between you and Brookshire Advisory and Research, Inc. with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by Brookshire Advisory and Research, Inc. If any provision of the Terms and Conditions is found to be contrary to law, then such provision(s) shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.